Legal

Privacy Policy

This Privacy Policy explains how Xendmo collects, uses, stores, and discloses personal information. It applies to all services, websites, applications, tools, and products provided by Xendmo (collectively, the "Services"). By accessing or using our Services, you agree to the terms outlined in this Privacy Policy.

1. INFORMATION WE COLLECT
a. Information You Provide to Us When you register for an account, use our services, or communicate with us, you provide personal information, including:
Identity Data & Identification Documents: This includes your full name, government-issued ID numbers, and any other documents required for identity verification. This information helps us ensure that you're eligible to use our services.
Contact Data: Includes details such as your email address, phone number, and physical address.
Log/Technical Information: We collect data about your usage of our Services, such as your device type, browser details, IP address, and pages you visit.
b. Personal Information We May Collect About You We may collect additional personal information, including:
Financial Data: Details regarding your payment transactions, such as transaction amounts, dates, and the parties involved.
Transactional Data: Information related to your purchases or payments made through Xendmo.
Marketing and Communications Data: Includes your preferences for receiving marketing communications from us or third parties.

2. HOW WE USE YOUR PERSONAL INFORMATION
We may use your personal information for the following purposes:
Account Management: To create and manage your Xendmo account and provide our services.
Transaction Processing: To process payments, verify transactions, and resolve disputes.
Service Improvement: To improve our Services through data analysis and feedback.
Legal Compliance: To comply with regulations, including Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements.
Marketing and Communications: To inform you about updates, offers, and promotions from Xendmo and its partners.

3. HOW WE SHARE YOUR PERSONAL INFORMATION
We may share your personal information with the following:
Affiliates & Service Providers: For business operations like transaction processing and customer support.
Legal Compliance: If required by law or legal process, we may disclose your information to authorities or third parties to comply with regulations or protect rights.
Business Transfers: In the event of a merger or acquisition, your personal information may be transferred.

4. YOUR RIGHTS REGARDING PERSONAL INFORMATION
You have certain rights concerning your personal data, including:
Access: You can request access to the personal data we hold about you.
Correction: You can request corrections to inaccurate or incomplete data.
Deletion: You may request the deletion of your personal data, subject to certain conditions.
Objection: You can object to certain uses of your data, such as marketing communications.

5. SECURITY AND STORAGE
We take appropriate measures to protect your personal data from unauthorized access. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. COOKIES
Xendmo uses cookies to improve the user experience by remembering your preferences and tracking website usage. You can manage cookie settings through your browser preferences.

7. AGE RESTRICTION
Our Services are not intended for children under 18. We do not knowingly collect personal data from children.

8. CHANGES TO THIS PRIVACY POLICY
Xendmo reserves the right to update this Privacy Policy at any time. We will post any changes to this page, and significant changes will be communicated directly.

9. CONTACT US
For any questions or concerns regarding this Privacy Policy or your personal data, please contact us at:
[Contact information to be provided]